Finance

Credit Options Available

Whether you have outstanding credit, subpar credit, or no credit at all, a Gregg Young Ford of Newton financial representative will work with you to determine what your options are.

What is a bad credit score?

Many financial institutions generally agree that a bad credit score is 600 or below.

Will an auto loan improve my credit?

It’s possible! Many factors go into determining your credit score, with payment history being the most significant. As long as you pay the minimum payment on time each month, you will be able to rebuild your credit over time.

Financing Tools Offered

Buy with confidence when you shop for a vehicle at our dealership! We have plenty of financing tools and informational forums for you to utilize, including:

• Credit estimator
• Kelley Blue Book Instant Cash Offer
• Value your trade

Ford Finance Deals & Lease Specials

At Gregg Young Ford of Newton, we’re proud to offer many new vehicle specials to our valued customers. Some of our most popular specials include the F-150 offer, Escape offer, and Edge offer.

What to Bring to the Finance Center

Make sure that you’re prepared when you head over to our dealership in Newton, IA! Items you will need to bring include:

• Online pre-approval notification (if applicable)
• Driver’s license or government ID
• Proof of income — W2s, paystubs, or letter of employment
• Proof of residence — apartment lease, bank statement, paystub, or utility bill with your name and address
• Proof of vehicle insurance
• Source of down payment
• Trade-in vehicle (if applicable) — vehicle title, registration, all original equipment